Insuring high-value porcelain sculptures requires careful planning to ensure adequate protection against damage, theft, or loss. Here are the key considerations to keep in mind:

1. Professional Appraisal: Obtain a certified appraisal from a qualified expert to determine the sculpture's true market value, as this forms the basis for insurance coverage.

2. Specialized Coverage: Standard homeowner’s insurance may not suffice. Opt for a fine art insurance policy that covers breakage, restoration costs, and depreciation.

3. Storage & Display Conditions: Insurers often require secure storage in climate-controlled environments to minimize risks of cracking or fading due to humidity or temperature fluctuations.

4. Transportation Protection: Ensure coverage includes transit risks if the sculpture is moved frequently, as porcelain is highly fragile.

5. Documentation & Provenance: Maintain detailed records, including purchase receipts, authenticity certificates, and high-resolution photos, to streamline claims.

6. Deductibles & Exclusions: Review policy terms carefully—some insurers exclude accidental damage or impose high deductibles for delicate items.

By addressing these factors, collectors can safeguard their porcelain masterpieces with confidence.