
Insuring high-value porcelain sculptures requires careful planning to protect against damage or theft. The first step is obtaining a professional appraisal to determine the artwork's current market value, as this ensures adequate coverage. Specialized fine art insurance policies often offer broader protection than standard homeowners' insurance, including coverage for accidental breakage, restoration costs, and worldwide protection.
Security measures play a crucial role in risk mitigation. Installing alarm systems, climate-controlled storage, and proper display cases can reduce premiums. Documentation is equally important—maintain detailed records, including photographs, certificates of authenticity, and purchase receipts.
For collectors with multiple pieces, a scheduled policy may be necessary to itemize each sculpture's value. Additionally, consider transit insurance if the artwork is frequently moved for exhibitions or loans. Working with an insurer experienced in fine art ensures tailored solutions for your porcelain collection's unique needs.