Insuring high-value porcelain sculptures presents unique challenges due to their fragility, rarity, and subjective valuation. One major hurdle is accurate appraisal, as porcelain art often lacks standardized market prices, requiring specialized experts to assess its true worth. Another issue is the high risk of damage during transit or display, making insurers cautious about coverage terms. Additionally, provenance verification can complicate the process, as authenticating historical or limited-edition pieces demands meticulous documentation. Climate control and storage conditions also play a critical role, as improper environments may void insurance policies. Lastly, fluctuating market trends can impact coverage costs, leaving collectors to navigate dynamic premium adjustments. Addressing these challenges requires collaboration with insurers experienced in fine art protection.