Insuring a porcelain sculpture collection requires careful planning to ensure full protection against damage, theft, or loss. Here are the most critical considerations:

1. Accurate Appraisal – Obtain a professional valuation to determine the true market value of each piece, as underinsurance can lead to significant financial loss.

2. Specialized Coverage – Standard homeowner’s insurance may not fully cover high-value or fragile art. Opt for a dedicated fine art insurance policy with agreed value coverage.

3. Risk Assessment – Evaluate storage conditions, display security, and transportation risks. Climate-controlled environments and secure display cases minimize damage risks.

4. Documentation & Provenance – Maintain detailed records, including purchase receipts, restoration history, and authenticity certificates, to streamline claims.

5. Policy Exclusions – Review exclusions such as accidental breakage or gradual deterioration. Some insurers offer additional riders for fragile items.

6. Global Coverage – If your collection travels for exhibitions, ensure worldwide protection under your policy.

By addressing these factors, collectors can safeguard their porcelain sculptures effectively while avoiding costly coverage gaps.