Insuring a porcelain sculpture collection requires careful planning to ensure your valuable pieces are adequately protected. The first step is obtaining a professional appraisal to determine the current market value of each piece, as this forms the basis for your insurance coverage. Choose a specialized fine art insurance policy rather than a standard homeowner's policy, as these often have exclusions or limits for high-value collectibles.

Consider whether you need worldwide coverage, especially if you loan pieces for exhibitions or transport them frequently. Document your collection thoroughly with high-quality photographs, certificates of authenticity, and purchase records to streamline the claims process. Review policy details like restoration coverage and whether the insurer pays the appraised value or actual cash value in case of damage.

Store your collection in climate-controlled environments with proper security systems, as insurers may require these precautions. Finally, reassess your coverage annually or after acquiring significant new pieces, as values in the art market can fluctuate substantially. Working with an insurance provider experienced in fine art ensures you get tailored protection for your unique collection.